Hard Money Co. is a Milwaukee-based private lender (part of F Street Group), specializing in short-term bridge loans for real estate investors purchasing, rehabbing, and flipping distressed properties.
Hard Money Co. was built on one belief: real estate investors deserve funding that matches the pace of opportunity. We deliver private lending that’s fast, straightforward, and backed by real-world market
experience — without the bureaucracy of traditional lenders.
Proudly serving Milwaukee and nearby markets with 1000+ projects funded
Real people. Real answers. Real lending expertise.
Real feedback from borrowers who’ve worked with our team. Updated automatically from Google.
Posted on Brian L. BolesTrustindex verifies that the original source of the review is Google. Massively challenging file that THMCo worked with us to understand the file, borrowers scenario, and need details to bring up to current credit & legal standards in order to even be able to lend. …The “Save” leadership did to retain the file was unbelievable!!! Extraordinary team work right out of the gate to funding. Hands on, detailed, and patient to learn the past to present, so that the loan can be structured to meet THMCOs guidelines… …also allow for the take-out long-term debt to be obtained. ~ Greatly Appreciate THMCo!!! 🙌🏽💪🏽🤙🏽Posted on M CTrustindex verifies that the original source of the review is Google. Great experience, I will definitely work with them as long as I can.Posted on Marty HarrisTrustindex verifies that the original source of the review is Google. These guy are a waste of time I told them I didn't have good credit they waited all week to tell me it was my credit and cost me 1k Ernest money when I tried to call back a cosigner they wouldn't even answer the phone 😑 Harrison is not the person to deal with and reluctant to be transparent do your self a favor and find some reputable lenders who can be honestPosted on M CTrustindex verifies that the original source of the review is Google. Waste of time, tell you are approve with hard money, then go back 20 yearsPosted on Elijah TisdaleTrustindex verifies that the original source of the review is Google. Always some hiccups along the way when it comes to real estate investing, but overall, they were great in getting me started off into my real estate investing journey!Posted on NLD Capital Group LLCTrustindex verifies that the original source of the review is Google. I work with a lot of companies and this one has proven to be one of the best! They get it done and we will be using them to assist many more of our clients. Emma and Jacob were fantastic to work with!!! You can’t go wrong with this firm and this team!Posted on Renee CochranTrustindex verifies that the original source of the review is Google. The Hard Money Co. says it all. They worked so hard to get us across the finish line and I can not tell how much that meant to us. The always answered our questions and were top notch professionals from beginning to end. You will not be disappointed! We certainly weren't! Fantastic company for a construction loan!!Posted on Rahiem hickmonTrustindex verifies that the original source of the review is Google. We have been partnered with hard money co for a while and they’ve been excellent with every deal we’ve brokered. They are responsive and quick with efficiency. It’s been a huge pleasure to work with them as my lender. John and Melanie have been excellent with my deals. They hold your hand through the entire process.Posted on Michael GillespieTrustindex verifies that the original source of the review is Google. Sarah and her team were outstanding in getting our first deal done. We look forward to doing many more. Great lender for investors
We started in Milwaukee with a simple goal: to provide real estate investors with fast, reliable funding backed by local market knowledge. Being rooted here allows us to understand neighborhood trends, property values, and deal structures better than out-of-state lenders.
As our reputation grew, so did our network of investors. We’ve built long-term relationships with first-time and experienced borrowers alike by delivering consistent results, clear communication, and funding solutions tailored to real-world investment needs.
Over time, we’ve steadily increased the total volume of loans funded by staying focused on what matters most—speed, flexibility, and smart underwriting. This growth reflects the trust investors place in us to execute deals efficiently.
We continuously refine our processes to remove friction and shorten timelines. By improving internal workflows and underwriting systems, we’re able to review deals faster and close loans in days—not weeks—without unnecessary complexity.
Our strongest growth comes from repeat borrowers and referrals, which speaks to the experience we deliver. Investors return to us because they know they’ll get straight answers, dependable funding, and a partner who understands their business.
Apply today and get fast clarity — even if your deal is complex.