Hard Money Lending in Florida

Fast, dependable funding for real estate investors across Miami, Orlando, the Gulf Coast, and beyond.

Private Lending Built for Florida’s Competitive Markets

Hard Money Co. provides reliable financing solutions for real estate investors throughout Florida. From residential investments in Miami to commercial developments in Orlando, we understand the pace, regulations, and property dynamics that shape Florida’s diverse markets. Our underwriting focuses on the asset and your exit strategy — giving you clear terms and quick decisions when timing matters most.

Flexible Capital for Fix-and-Flip and Rental Strategies

Whether you’re renovating a distressed property, launching a fix-and-flip project, or expanding a long-term rental portfolio along the Gulf Coast, we structure loans to match your investment goals. Our streamlined process and fast closings allow you to act confidently in high-demand markets. Partner with a private lender who understands Florida real estate and helps you execute without delays.

Meet the team behind the funding

Real people. Real answers. Real lending expertise.

Next Steps for Borrowers

01

Application

Submit your no-commitment application to provide us info about your deal and start the process.

02

Review

Our experts perform an internal CMA and provide you a loan disclosure.

03

Processing

The team begins collecting documentation and finalizing details regarding your loan.

04

Closing

We fund your deal and provide ongoing support to ensure a successful project.

Reviews from Borrowers

Real feedback from borrowers who’ve worked with our team.