We Fund Brokers — Fast, Reliable, Direct
Tired of deals falling through at the closing table? Whether your client has messy credit or needs a recap, The Hard Money Co. funds deals™ quickly and efficiently. As a direct lender, we provide transparent terms, fast approvals, and seamless execution so brokers can close more deals — and get paid on every transaction.
Fast, Reliable Funding for Brokers
We fund deals™ quickly and efficiently so brokers can close more transactions and get paid every time. From challenging credit situations to recap deals, The Hard Money Co. provides direct lending solutions with transparent terms, clear underwriting, and a dedicated team to support you and your clients throughout the process.
- Fast approvals and clear loan terms
- Direct access to experienced funding specialists
- Flexible loan programs: fix-and-flip, buy-and-hold, and more
- Upfront underwriting and pricing information
- Full broker protection to safeguard your client relationships
Partner-Focused Solutions to Maximize Your Success
We understand that your clients are your priority. That’s why we provide upfront pricing, flexible loan programs, and in-house loan servicing to protect broker relationships and ensure smooth closings. Whether it’s fix-and-flip loans, buy-and-hold strategies, or multi-property portfolios, we work as your partner to execute deals efficiently and effectively.
- Streamlined loan process from application to closing
- Fast closings to keep your deals moving
- Custom terms for repeat brokers and high-volume investors
- Full transparency throughout every transaction
- In-house servicing for consistency and speed
Why Choose The Hard Money Co.
The Hard Money Co. is a tool for brokers and investors to leverage expertise and strategy to build wealth through real estate. We pledge to work as hard as you do to help you reach your financial goals.
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Close Deals Fast
Trusted, investor-focused funding to close deals quickly and maximize your returns
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Flexible Terms & Leverage
Maximize leverage with repair funding and tailored terms
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Simple Loan Programs
Up to 65% ARV for purchases and repairs Down payments as low as 10%, with collateral options Flexible terms and incentives for repeat investors
Have a Deal That Needs Funding?
Submit your application today, or share your contact information and one of our broker specialists will reach out. We’ll guide you through every step — from loan selection to closing — ensuring smooth execution and successful outcomes for you and your clients.
Live reviews from investors
Real feedback from borrowers who’ve worked with our team. Updated automatically from Google.
Posted on Brian L. BolesTrustindex verifies that the original source of the review is Google. Massively challenging file that THMCo worked with us to understand the file, borrowers scenario, and need details to bring up to current credit & legal standards in order to even be able to lend. …The “Save” leadership did to retain the file was unbelievable!!! Extraordinary team work right out of the gate to funding. Hands on, detailed, and patient to learn the past to present, so that the loan can be structured to meet THMCOs guidelines… …also allow for the take-out long-term debt to be obtained. ~ Greatly Appreciate THMCo!!! 🙌🏽💪🏽🤙🏽Posted on M CTrustindex verifies that the original source of the review is Google. Great experience, I will definitely work with them as long as I can.Posted on Marty HarrisTrustindex verifies that the original source of the review is Google. These guy are a waste of time I told them I didn't have good credit they waited all week to tell me it was my credit and cost me 1k Ernest money when I tried to call back a cosigner they wouldn't even answer the phone 😑 Harrison is not the person to deal with and reluctant to be transparent do your self a favor and find some reputable lenders who can be honestPosted on M CTrustindex verifies that the original source of the review is Google. Waste of time, tell you are approve with hard money, then go back 20 yearsPosted on Elijah TisdaleTrustindex verifies that the original source of the review is Google. Always some hiccups along the way when it comes to real estate investing, but overall, they were great in getting me started off into my real estate investing journey!Posted on NLD Capital Group LLCTrustindex verifies that the original source of the review is Google. I work with a lot of companies and this one has proven to be one of the best! They get it done and we will be using them to assist many more of our clients. Emma and Jacob were fantastic to work with!!! You can’t go wrong with this firm and this team!Posted on Renee CochranTrustindex verifies that the original source of the review is Google. The Hard Money Co. says it all. They worked so hard to get us across the finish line and I can not tell how much that meant to us. The always answered our questions and were top notch professionals from beginning to end. You will not be disappointed! We certainly weren't! Fantastic company for a construction loan!!Posted on Rahiem hickmonTrustindex verifies that the original source of the review is Google. We have been partnered with hard money co for a while and they’ve been excellent with every deal we’ve brokered. They are responsive and quick with efficiency. It’s been a huge pleasure to work with them as my lender. John and Melanie have been excellent with my deals. They hold your hand through the entire process.Posted on Michael GillespieTrustindex verifies that the original source of the review is Google. Sarah and her team were outstanding in getting our first deal done. We look forward to doing many more. Great lender for investors
Let’s get your next deal funded.
Apply today and get fast clarity — even if your deal is complex.